Call reports 2018
DANVILLE STATE SAVINGS BANK — 2018
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,124,000 | 147,136,000 | 142,974,000 | 142,927,000 |
| Total loans | 55,480,000 | 57,175,000 | 57,335,000 | 57,701,000 |
| Allowance for loan losses | 909,000 | 910,000 | 905,000 | 823,000 |
| Securities available for sale | 41,362,000 | 40,696,000 | 40,195,000 | 40,465,000 |
| Securities held to maturity | 47,775,000 | 42,684,000 | 39,799,000 | 38,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,052,000 | 122,562,000 | 116,032,000 | 115,779,000 |
| Interest-bearing deposits | 109,194,000 | 106,762,000 | 101,632,000 | 100,412,000 |
| Noninterest-bearing deposits | 16,858,000 | 15,800,000 | 14,400,000 | 15,367,000 |
| Equity capital | 17,384,000 | 17,853,000 | 17,307,000 | 18,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,407,000 | 3,577,000 | 4,764,000 |
| Interest expense | 300,000 | 600,000 | 906,000 | 1,245,000 |
| Net interest income | 899,000 | 1,807,000 | 2,671,000 | 3,519,000 |
| Noninterest income | 439,000 | 883,000 | 1,368,000 | 1,843,000 |
| Noninterest expense | 754,000 | 1,525,000 | 2,322,000 | 3,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,165,000 | 1,717,000 | 2,214,000 |
| Income tax | 30,000 | 57,000 | 84,000 | 108,000 |
| Net income | 554,000 | 1,108,000 | 1,633,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,492,000 | 18,080,000 | 18,034,000 | 18,536,000 |
| Total capital | 18,401,000 | 18,981,000 | 18,933,000 | 19,359,000 |
| Risk-weighted assets | 74,114,000 | 72,087,000 | 71,928,000 | 71,625,000 |