Call reports 2017
DANVILLE STATE SAVINGS BANK — 2017
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,184,000 | 151,715,000 | 151,169,000 | 150,153,000 |
| Total loans | 54,178,000 | 54,932,000 | 55,283,000 | 53,896,000 |
| Allowance for loan losses | 995,000 | 995,000 | 941,000 | 936,000 |
| Securities available for sale | 41,858,000 | 42,106,000 | 41,944,000 | 42,617,000 |
| Securities held to maturity | 54,783,000 | 50,401,000 | 49,340,000 | 48,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,147,000 | 130,592,000 | 126,983,000 | 123,961,000 |
| Interest-bearing deposits | 117,512,000 | 117,604,000 | 112,479,000 | 108,494,000 |
| Noninterest-bearing deposits | 14,635,000 | 12,988,000 | 14,504,000 | 15,467,000 |
| Equity capital | 17,358,000 | 18,100,000 | 17,848,000 | 18,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,425,000 | 3,657,000 | 4,862,000 |
| Interest expense | 291,000 | 583,000 | 878,000 | 1,175,000 |
| Net interest income | 930,000 | 1,842,000 | 2,779,000 | 3,687,000 |
| Noninterest income | 371,000 | 692,000 | 1,065,000 | 1,485,000 |
| Noninterest expense | 674,000 | 1,388,000 | 2,088,000 | 2,819,000 |
| Provision for loan losses | 296,000 | 296,000 | 296,000 | 296,000 |
| Pretax income | 331,000 | 850,000 | 1,460,000 | 2,057,000 |
| Income tax | 26,000 | 52,000 | 82,000 | 111,000 |
| Net income | 305,000 | 798,000 | 1,378,000 | 1,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,495,000 | 18,004,000 | 17,670,000 | 18,255,000 |
| Total capital | 18,418,000 | 18,916,000 | 18,584,000 | 19,153,000 |
| Risk-weighted assets | 73,763,000 | 72,875,000 | 73,085,000 | 71,786,000 |