Call reports 2016
DANVILLE STATE SAVINGS BANK — 2016
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,614,000 | 149,687,000 | 153,625,000 | 155,841,000 |
| Total loans | 53,420,000 | 50,230,000 | 51,515,000 | 54,254,000 |
| Allowance for loan losses | 898,000 | 924,000 | 938,000 | 714,000 |
| Securities available for sale | 46,907,000 | 43,222,000 | 41,391,000 | 41,047,000 |
| Securities held to maturity | 46,601,000 | 48,674,000 | 55,163,000 | 55,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,034,000 | 128,415,000 | 132,268,000 | 132,306,000 |
| Interest-bearing deposits | 113,272,000 | 114,790,000 | 119,232,000 | 116,889,000 |
| Noninterest-bearing deposits | 15,762,000 | 13,625,000 | 13,036,000 | 15,417,000 |
| Equity capital | 17,430,000 | 18,405,000 | 18,463,000 | 16,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,576,000 | 3,958,000 | 5,181,000 |
| Interest expense | 283,000 | 565,000 | 852,000 | 1,143,000 |
| Net interest income | 976,000 | 2,011,000 | 3,106,000 | 4,038,000 |
| Noninterest income | 371,000 | 669,000 | 1,015,000 | 1,394,000 |
| Noninterest expense | 728,000 | 1,448,000 | 2,135,000 | 2,864,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 594,000 | 1,182,000 | 1,911,000 | 2,468,000 |
| Income tax | 28,000 | 58,000 | 94,000 | 121,000 |
| Net income | 566,000 | 1,124,000 | 1,817,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,676,000 | 16,978,000 | 17,339,000 | 17,881,000 |
| Total capital | 17,574,000 | 17,864,000 | 18,243,000 | 18,595,000 |
| Risk-weighted assets | 73,821,000 | 70,857,000 | 72,259,000 | 74,466,000 |