Call reports 2015
DANVILLE STATE SAVINGS BANK — 2015
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 149,364,000 | 146,645,000 | 149,512,000 | 150,511,000 |
| Total loans | 44,538,000 | 46,566,000 | 48,569,000 | 49,579,000 |
| Allowance for loan losses | 623,000 | 615,000 | 883,000 | 881,000 |
| Securities available for sale | 53,649,000 | 52,444,000 | 52,877,000 | 50,917,000 |
| Securities held to maturity | 46,050,000 | 42,976,000 | 43,609,000 | 45,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,158,000 | 126,505,000 | 128,440,000 | 128,759,000 |
| Interest-bearing deposits | 110,606,000 | 113,112,000 | 114,536,000 | 113,051,000 |
| Noninterest-bearing deposits | 14,552,000 | 13,393,000 | 13,904,000 | 15,708,000 |
| Equity capital | 16,405,000 | 16,046,000 | 16,542,000 | 16,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,327,000 | 3,527,000 | 4,798,000 |
| Interest expense | 267,000 | 555,000 | 842,000 | 1,128,000 |
| Net interest income | 890,000 | 1,772,000 | 2,685,000 | 3,670,000 |
| Noninterest income | 336,000 | 653,000 | 1,096,000 | 1,512,000 |
| Noninterest expense | 747,000 | 1,519,000 | 2,310,000 | 3,131,000 |
| Provision for loan losses | 0 | 0 | 334,000 | 334,000 |
| Pretax income | 479,000 | 906,000 | 1,137,000 | 1,717,000 |
| Income tax | 24,000 | 44,000 | 58,000 | 83,000 |
| Net income | 455,000 | 862,000 | 1,079,000 | 1,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,631,000 | 16,050,000 | 15,929,000 | 16,497,000 |
| Total capital | 16,254,000 | 16,665,000 | 16,799,000 | 17,374,000 |
| Risk-weighted assets | 67,794,000 | 67,519,000 | 69,613,000 | 70,245,000 |