Call reports 2013
DANVILLE STATE SAVINGS BANK — 2013
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,876,000 | 130,833,000 | 133,637,000 | 134,264,000 |
| Total loans | 39,338,000 | 39,951,000 | 41,256,000 | 41,275,000 |
| Allowance for loan losses | 604,000 | 605,000 | 600,000 | 594,000 |
| Securities available for sale | 35,169,000 | 42,128,000 | 41,150,000 | 42,059,000 |
| Securities held to maturity | 44,204,000 | 45,475,000 | 47,439,000 | 47,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,011,000 | 117,495,000 | 118,014,000 | 118,491,000 |
| Interest-bearing deposits | 100,455,000 | 102,886,000 | 103,243,000 | 103,205,000 |
| Noninterest-bearing deposits | 14,556,000 | 14,609,000 | 14,771,000 | 15,286,000 |
| Equity capital | 14,602,000 | 12,639,000 | 12,735,000 | 12,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,109,000 | 3,274,000 | 4,276,000 |
| Interest expense | 260,000 | 528,000 | 797,000 | 1,066,000 |
| Net interest income | 779,000 | 1,581,000 | 2,477,000 | 3,210,000 |
| Noninterest income | 542,000 | 554,000 | 805,000 | 1,039,000 |
| Noninterest expense | 556,000 | 1,165,000 | 1,765,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 765,000 | 970,000 | 1,517,000 | 1,810,000 |
| Income tax | 37,000 | 48,000 | 74,000 | 103,000 |
| Net income | 728,000 | 922,000 | 1,443,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,277,000 | 14,482,000 | 14,664,000 | 14,941,000 |
| Total capital | 14,881,000 | 15,087,000 | 15,264,000 | 15,535,000 |
| Risk-weighted assets | 60,530,000 | 62,332,000 | 64,389,000 | 64,154,000 |