Call reports 2012
DANVILLE STATE SAVINGS BANK — 2012
What DANVILLE STATE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,644,000 | 121,546,000 | 129,189,000 | 125,056,000 |
| Total loans | 38,910,000 | 39,860,000 | 39,958,000 | 39,452,000 |
| Allowance for loan losses | 596,000 | 591,000 | 588,000 | 595,000 |
| Securities available for sale | 35,057,000 | 38,171,000 | 40,879,000 | 37,220,000 |
| Securities held to maturity | 28,761,000 | 29,955,000 | 37,274,000 | 41,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,993,000 | 107,355,000 | 115,011,000 | 110,567,000 |
| Interest-bearing deposits | 86,208,000 | 95,042,000 | 102,601,000 | 91,657,000 |
| Noninterest-bearing deposits | 11,785,000 | 12,313,000 | 12,410,000 | 18,910,000 |
| Equity capital | 13,388,000 | 13,919,000 | 13,902,000 | 14,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,169,000 | 3,263,000 | 4,359,000 |
| Interest expense | 269,000 | 538,000 | 822,000 | 1,103,000 |
| Net interest income | 807,000 | 1,631,000 | 2,441,000 | 3,256,000 |
| Noninterest income | 228,000 | 479,000 | 766,000 | 1,046,000 |
| Noninterest expense | 531,000 | 1,107,000 | 1,702,000 | 2,311,000 |
| Provision for loan losses | 10,000 | 35,000 | 45,000 | 118,000 |
| Pretax income | 494,000 | 968,000 | 1,460,000 | 1,873,000 |
| Income tax | 24,000 | 47,000 | 72,000 | 91,000 |
| Net income | 470,000 | 921,000 | 1,388,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,043,000 | 13,506,000 | 13,483,000 | 13,889,000 |
| Total capital | 13,639,000 | 14,097,000 | 14,071,000 | 14,484,000 |
| Risk-weighted assets | 52,604,000 | 55,440,000 | 58,405,000 | 58,145,000 |