Call reports 2020
BANKWEST OF KANSAS — 2020
What BANKWEST OF KANSAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,628,000 | 140,261,000 | 135,256,000 | 145,549,000 |
| Total loans | 91,737,000 | 91,127,000 | 85,749,000 | 79,933,000 |
| Allowance for loan losses | 1,123,000 | 1,149,000 | 2,087,000 | 1,217,000 |
| Securities available for sale | 10,782,000 | 11,638,000 | 10,959,000 | 10,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,168,000 | 124,281,000 | 119,622,000 | 130,674,000 |
| Interest-bearing deposits | 84,765,000 | 99,478,000 | 97,697,000 | 108,267,000 |
| Noninterest-bearing deposits | 19,403,000 | 24,803,000 | 21,925,000 | 22,407,000 |
| Equity capital | 14,313,000 | 15,839,000 | 15,455,000 | 14,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,230,000 | 4,704,000 | 5,929,000 |
| Interest expense | 189,000 | 260,000 | 316,000 | 365,000 |
| Net interest income | 1,430,000 | 2,970,000 | 4,388,000 | 5,564,000 |
| Noninterest income | 78,000 | 136,000 | 191,000 | 256,000 |
| Noninterest expense | 900,000 | 1,740,000 | 2,675,000 | 4,438,000 |
| Provision for loan losses | 0 | 25,000 | 963,000 | 94,000 |
| Pretax income | 608,000 | 1,341,000 | 941,000 | 1,288,000 |
| Income tax | 25,000 | 57,000 | 81,000 | 58,000 |
| Net income | 583,000 | 1,284,000 | 860,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,433,000 | 15,134,000 | 14,710,000 | 14,081,000 |
| Total capital | 15,556,000 | 16,283,000 | 15,884,000 | 15,193,000 |
| Risk-weighted assets | 101,083,000 | 100,303,000 | 92,861,000 | 88,761,000 |