Call reports 2015
BANKWEST OF KANSAS — 2015
What BANKWEST OF KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,401,000 | 94,214,000 | 92,911,000 | 91,575,000 |
| Total loans | 59,476,000 | 59,630,000 | 60,648,000 | 61,423,000 |
| Allowance for loan losses | 334,000 | 334,000 | 334,000 | 334,000 |
| Securities available for sale | 19,063,000 | 18,828,000 | 17,766,000 | 15,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,238,000 | 81,013,000 | 79,400,000 | 79,027,000 |
| Interest-bearing deposits | 67,057,000 | 64,022,000 | 62,105,000 | 59,827,000 |
| Noninterest-bearing deposits | 16,181,000 | 16,991,000 | 17,295,000 | 19,200,000 |
| Equity capital | 12,214,000 | 12,277,000 | 12,532,000 | 11,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,968,000 | 2,950,000 | 3,932,000 |
| Interest expense | 18,000 | 35,000 | 51,000 | 71,000 |
| Net interest income | 952,000 | 1,933,000 | 2,899,000 | 3,861,000 |
| Noninterest income | 88,000 | 168,000 | 244,000 | 335,000 |
| Noninterest expense | 703,000 | 1,474,000 | 2,294,000 | 3,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 627,000 | 849,000 | 608,000 |
| Income tax | 14,000 | 26,000 | 35,000 | 25,000 |
| Net income | 323,000 | 601,000 | 814,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,184,000 | 11,461,000 | 11,675,000 | 10,944,000 |
| Total capital | 11,518,000 | 11,795,000 | 12,009,000 | 11,278,000 |
| Risk-weighted assets | 67,668,000 | 67,127,000 | 68,380,000 | 69,006,000 |