Call reports 2010
BANKWEST OF KANSAS — 2010
What BANKWEST OF KANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 94,291,000 | 88,603,000 | 91,169,000 | 96,933,000 |
| Total loans | 47,530,000 | 48,927,000 | 47,146,000 | 49,513,000 |
| Allowance for loan losses | 535,000 | 535,000 | 368,000 | 369,000 |
| Securities available for sale | 30,736,000 | 30,112,000 | 26,129,000 | 27,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,226,000 | 69,464,000 | 71,858,000 | 78,837,000 |
| Interest-bearing deposits | 62,704,000 | 60,801,000 | 62,830,000 | 69,188,000 |
| Noninterest-bearing deposits | 9,522,000 | 8,663,000 | 9,028,000 | 9,649,000 |
| Equity capital | 11,821,000 | 11,987,000 | 12,195,000 | 11,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,279,000 | 3,438,000 | 4,537,000 |
| Interest expense | 244,000 | 463,000 | 650,000 | 840,000 |
| Net interest income | 880,000 | 1,816,000 | 2,788,000 | 3,697,000 |
| Noninterest income | 79,000 | 212,000 | -482,000 | -859,000 |
| Noninterest expense | 750,000 | 1,522,000 | 2,732,000 | 3,591,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 209,000 | 506,000 | -126,000 | -453,000 |
| Income tax | 13,000 | 25,000 | -196,000 | -192,000 |
| Net income | 196,000 | 481,000 | 70,000 | -261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,865,000 | 11,165,000 | 10,769,000 | 10,856,000 |
| Total capital | 11,400,000 | 11,700,000 | 11,137,000 | 11,225,000 |
| Risk-weighted assets | 60,941,000 | 60,670,000 | 58,263,000 | 61,689,000 |