Call reports 2015
BANK OF PROTECTION, THE — 2015
What BANK OF PROTECTION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,802,000 | 66,186,000 | 61,892,000 | 66,090,000 |
| Total loans | 37,270,000 | 38,751,000 | 36,574,000 | 39,781,000 |
| Allowance for loan losses | 356,000 | 353,000 | 384,000 | 387,000 |
| Securities available for sale | 17,408,000 | 17,074,000 | 15,741,000 | 14,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,440,000 | 54,835,000 | 51,649,000 | 53,048,000 |
| Interest-bearing deposits | 42,296,000 | 42,720,000 | 40,621,000 | 41,887,000 |
| Noninterest-bearing deposits | 13,144,000 | 12,115,000 | 11,028,000 | 11,160,000 |
| Equity capital | 7,243,000 | 7,223,000 | 7,523,000 | 7,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,250,000 | 1,890,000 | 2,541,000 |
| Interest expense | 47,000 | 99,000 | 153,000 | 207,000 |
| Net interest income | 566,000 | 1,151,000 | 1,737,000 | 2,334,000 |
| Noninterest income | 39,000 | 77,000 | 118,000 | 159,000 |
| Noninterest expense | 372,000 | 756,000 | 1,126,000 | 1,551,000 |
| Provision for loan losses | 20,000 | 20,000 | 50,000 | 90,000 |
| Pretax income | 218,000 | 493,000 | 746,000 | 933,000 |
| Income tax | 39,000 | 97,000 | 145,000 | 181,000 |
| Net income | 179,000 | 396,000 | 601,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,198,000 | 7,422,000 | 7,630,000 | 7,786,000 |
| Total capital | 7,554,000 | 7,775,000 | 8,014,000 | 8,173,000 |
| Risk-weighted assets | 41,931,000 | 43,536,000 | 41,294,000 | 44,328,000 |