Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 467,064,000 | 458,031,000 | 458,373,000 | 470,318,000 |
| Total loans | 213,612,000 | 214,718,000 | 215,765,000 | 221,578,000 |
| Allowance for loan losses | 3,564,000 | 3,637,000 | 3,787,000 | 3,615,000 |
| Securities available for sale | 198,512,000 | 194,818,000 | 198,236,000 | 192,663,000 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,454,000 | 436,931,000 | 431,655,000 | 442,168,000 |
| Interest-bearing deposits | 282,381,000 | 276,212,000 | 274,026,000 | 287,068,000 |
| Noninterest-bearing deposits | 162,073,000 | 160,719,000 | 157,629,000 | 155,100,000 |
| Equity capital | 18,162,000 | 19,088,000 | 24,420,000 | 26,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 10,128,000 | 15,277,000 | 20,600,000 |
| Interest expense | 1,041,000 | 2,024,000 | 2,941,000 | 3,943,000 |
| Net interest income | 4,020,000 | 8,104,000 | 12,336,000 | 16,657,000 |
| Noninterest income | 410,000 | 1,971,000 | 2,482,000 | 3,512,000 |
| Noninterest expense | 2,828,000 | 5,663,000 | 8,582,000 | 11,538,000 |
| Provision for loan losses | 168,000 | 243,000 | 393,000 | 543,000 |
| Pretax income | 1,434,000 | 4,116,000 | 5,790,000 | 7,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,434,000 | 4,116,000 | 5,790,000 | 7,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,663,000 | 50,190,000 | 49,373,000 | 49,761,000 |