Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 457,155,000 | 460,483,000 | 486,859,000 | 473,696,000 |
| Total loans | 210,125,000 | 207,628,000 | 209,206,000 | 211,898,000 |
| Allowance for loan losses | 3,274,000 | 3,315,000 | 3,366,000 | 3,406,000 |
| Securities available for sale | 206,791,000 | 203,186,000 | 206,064,000 | 197,993,000 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,747,000 | 445,222,000 | 463,142,000 | 456,935,000 |
| Interest-bearing deposits | 261,949,000 | 288,855,000 | 295,820,000 | 303,641,000 |
| Noninterest-bearing deposits | 156,798,000 | 156,367,000 | 167,322,000 | 153,294,000 |
| Equity capital | 11,815,000 | 13,671,000 | 21,937,000 | 14,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,832,000 | 9,583,000 | 14,414,000 | 19,477,000 |
| Interest expense | 1,064,000 | 2,175,000 | 3,328,000 | 4,480,000 |
| Net interest income | 3,768,000 | 7,408,000 | 11,086,000 | 14,997,000 |
| Noninterest income | 440,000 | 903,000 | 1,401,000 | 1,845,000 |
| Noninterest expense | 2,719,000 | 5,555,000 | 8,362,000 | 11,125,000 |
| Provision for loan losses | 0 | 42,000 | 84,000 | 126,000 |
| Pretax income | 1,492,000 | 2,717,000 | 4,105,000 | 5,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,492,000 | 2,717,000 | 4,105,000 | 5,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,714,000 | 47,724,000 | 48,164,000 | 48,504,000 |