Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 371,475,000 | 406,591,000 | 407,107,000 | 439,748,000 |
| Total loans | 136,734,000 | 148,392,000 | 152,056,000 | 156,595,000 |
| Allowance for loan losses | 2,418,000 | 2,712,000 | 2,835,000 | 2,958,000 |
| Securities available for sale | 189,217,000 | 185,742,000 | 216,216,000 | 224,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,470,000 | 355,662,000 | 356,270,000 | 389,575,000 |
| Interest-bearing deposits | 196,044,000 | 210,008,000 | 214,032,000 | 247,603,000 |
| Noninterest-bearing deposits | 125,425,000 | 145,654,000 | 142,238,000 | 141,972,000 |
| Equity capital | 49,038,000 | 49,766,000 | 49,555,000 | 49,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,109,000 | 10,439,000 | 13,838,000 |
| Interest expense | 227,000 | 388,000 | 556,000 | 722,000 |
| Net interest income | 3,304,000 | 6,721,000 | 9,883,000 | 13,116,000 |
| Noninterest income | 883,000 | 1,384,000 | 2,087,000 | 2,662,000 |
| Noninterest expense | 2,451,000 | 4,782,000 | 7,242,000 | 9,612,000 |
| Provision for loan losses | 30,000 | 320,000 | 440,000 | 560,000 |
| Pretax income | 1,830,000 | 3,388,000 | 4,720,000 | 6,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,830,000 | 3,388,000 | 4,720,000 | 6,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,734,000 | 43,872,000 | 43,996,000 | 44,178,000 |
| Total capital | 46,251,000 | — | — | — |
| Risk-weighted assets | 205,155,000 | — | — | — |