Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 348,521,000 | 356,953,000 | 356,278,000 | 386,907,000 |
| Total loans | 129,272,000 | 127,826,000 | 127,191,000 | 139,008,000 |
| Allowance for loan losses | 2,694,000 | 2,528,000 | 2,248,000 | 2,416,000 |
| Securities available for sale | 166,295,000 | 167,325,000 | 170,206,000 | 173,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,664,000 | 312,154,000 | 310,464,000 | 340,503,000 |
| Interest-bearing deposits | 186,775,000 | 192,185,000 | 186,700,000 | 211,988,000 |
| Noninterest-bearing deposits | 119,889,000 | 119,968,000 | 123,764,000 | 128,515,000 |
| Equity capital | 41,001,000 | 43,692,000 | 44,705,000 | 45,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,411,000 | 6,842,000 | 10,291,000 | 13,821,000 |
| Interest expense | 199,000 | 443,000 | 688,000 | 930,000 |
| Net interest income | 3,212,000 | 6,399,000 | 9,603,000 | 12,891,000 |
| Noninterest income | 515,000 | 1,084,000 | 1,841,000 | 2,452,000 |
| Noninterest expense | 2,523,000 | 5,038,000 | 7,515,000 | 9,788,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 256,000 |
| Pretax income | 1,174,000 | 2,385,000 | 4,026,000 | 5,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,174,000 | 2,385,000 | 4,026,000 | 5,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,881,000 | 42,232,000 | 42,929,000 | 43,063,000 |
| Total capital | 44,172,000 | 44,525,000 | 45,236,000 | 45,578,000 |
| Risk-weighted assets | 182,757,000 | 183,135,000 | 184,491,000 | 207,956,000 |