Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 328,624,000 | 328,486,000 | 331,171,000 | 342,854,000 |
| Total loans | 141,536,000 | 140,795,000 | 147,019,000 | 151,894,000 |
| Allowance for loan losses | 2,281,000 | 2,274,000 | 2,274,000 | 2,268,000 |
| Securities available for sale | 145,496,000 | 151,768,000 | 144,685,000 | 140,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,097,000 | 285,180,000 | 287,984,000 | 304,864,000 |
| Interest-bearing deposits | 177,175,000 | 171,219,000 | 169,119,000 | 189,840,000 |
| Noninterest-bearing deposits | 109,922,000 | 113,960,000 | 118,865,000 | 115,024,000 |
| Equity capital | 40,810,000 | 42,436,000 | 42,240,000 | 37,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,244,000 | 9,357,000 | 12,465,000 |
| Interest expense | 85,000 | 168,000 | 247,000 | 332,000 |
| Net interest income | 3,030,000 | 6,076,000 | 9,110,000 | 12,133,000 |
| Noninterest income | 944,000 | 1,480,000 | 2,049,000 | 2,537,000 |
| Noninterest expense | 2,351,000 | 4,684,000 | 7,069,000 | 9,389,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,325,000 | 2,819,000 | 4,186,000 | 5,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,325,000 | 2,819,000 | 4,186,000 | 5,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,382,000 | 38,858,000 | 39,061,000 | 39,181,000 |
| Total capital | 40,702,000 | 41,135,000 | 41,353,000 | 41,547,000 |
| Risk-weighted assets | 185,556,000 | 182,093,000 | 183,322,000 | 189,807,000 |