Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 327,151,000 | 324,140,000 | 321,492,000 | 326,546,000 |
| Total loans | 136,967,000 | 138,268,000 | 140,981,000 | 142,308,000 |
| Allowance for loan losses | 2,101,000 | 2,102,000 | 2,082,000 | 1,983,000 |
| Securities available for sale | 147,168,000 | 148,986,000 | 145,613,000 | 141,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,048,000 | 285,495,000 | 281,274,000 | 286,318,000 |
| Interest-bearing deposits | 177,282,000 | 174,950,000 | 178,612,000 | 184,581,000 |
| Noninterest-bearing deposits | 109,766,000 | 110,545,000 | 102,662,000 | 101,736,000 |
| Equity capital | 39,278,000 | 37,829,000 | 39,128,000 | 39,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,063,000 | 6,149,000 | 9,339,000 | 12,466,000 |
| Interest expense | 88,000 | 172,000 | 256,000 | 341,000 |
| Net interest income | 2,975,000 | 5,977,000 | 9,083,000 | 12,125,000 |
| Noninterest income | 558,000 | 1,092,000 | 1,665,000 | 2,324,000 |
| Noninterest expense | 2,314,000 | 4,552,000 | 6,950,000 | 9,219,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,219,000 | 2,517,000 | 3,959,000 | 5,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,219,000 | 2,517,000 | 3,959,000 | 5,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,084,000 | 37,454,000 | 37,893,000 | 38,182,000 |
| Total capital | 39,284,000 | 39,655,000 | 40,074,000 | 40,263,000 |
| Risk-weighted assets | 178,863,000 | 180,109,000 | 189,739,000 | 186,142,000 |