Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,780,000 | 324,673,000 | 315,082,000 | 320,646,000 |
| Total loans | 118,590,000 | 124,288,000 | 128,249,000 | 130,740,000 |
| Allowance for loan losses | 1,678,000 | 2,118,000 | 2,127,000 | 2,127,000 |
| Securities available for sale | 163,682,000 | 160,089,000 | 152,995,000 | 148,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,941,000 | 289,980,000 | 282,273,000 | 288,347,000 |
| Interest-bearing deposits | 201,252,000 | 195,839,000 | 189,039,000 | 197,831,000 |
| Noninterest-bearing deposits | 90,690,000 | 94,141,000 | 93,234,000 | 90,516,000 |
| Equity capital | 38,064,000 | 33,845,000 | 31,774,000 | 31,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,901,000 | 5,935,000 | 8,975,000 | 12,102,000 |
| Interest expense | 151,000 | 285,000 | 406,000 | 524,000 |
| Net interest income | 2,750,000 | 5,650,000 | 8,569,000 | 11,578,000 |
| Noninterest income | 716,000 | 2,313,000 | 3,054,000 | 3,608,000 |
| Noninterest expense | 2,316,000 | 4,733,000 | 7,202,000 | 9,543,000 |
| Provision for loan losses | 30,000 | 540,000 | 540,000 | 720,000 |
| Pretax income | 1,365,000 | 2,935,000 | 4,126,000 | 5,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,365,000 | 2,935,000 | 4,126,000 | 5,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,724,000 | 35,229,000 | 35,300,000 | 35,448,000 |
| Total capital | 36,501,000 | 37,343,000 | 37,422,000 | 37,587,000 |
| Risk-weighted assets | 166,513,000 | 169,006,000 | 169,625,000 | 171,026,000 |