Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 308,961,000 | 308,808,000 | 310,340,000 | 329,752,000 |
| Total loans | 105,392,000 | 108,193,000 | 109,758,000 | 116,366,000 |
| Allowance for loan losses | 1,861,000 | 1,592,000 | 1,614,000 | 1,639,000 |
| Securities available for sale | 166,376,000 | 164,378,000 | 161,203,000 | 163,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,592,000 | 269,189,000 | 270,106,000 | 290,627,000 |
| Interest-bearing deposits | 189,600,000 | 181,509,000 | 179,055,000 | 201,818,000 |
| Noninterest-bearing deposits | 80,992,000 | 87,680,000 | 91,051,000 | 88,809,000 |
| Equity capital | 37,590,000 | 38,816,000 | 39,300,000 | 38,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,942,000 | 5,891,000 | 8,851,000 | 11,736,000 |
| Interest expense | 194,000 | 358,000 | 514,000 | 667,000 |
| Net interest income | 2,748,000 | 5,533,000 | 8,337,000 | 11,069,000 |
| Noninterest income | 686,000 | 1,349,000 | 2,046,000 | 2,681,000 |
| Noninterest expense | 2,265,000 | 4,539,000 | 6,908,000 | 9,246,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 1,306,000 | 2,598,000 | 3,866,000 | 4,975,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,306,000 | 2,598,000 | 3,866,000 | 4,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,389,000 | 33,677,000 | 33,979,000 | 34,140,000 |
| Total capital | 35,239,000 | 35,367,000 | 35,691,000 | 35,878,000 |
| Risk-weighted assets | 147,882,000 | 150,914,000 | 152,988,000 | 160,645,000 |