Call reports 2011
STERLING NATIONAL BANK — 2011
What STERLING NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,347,353,000 | 2,518,579,000 | 2,596,735,000 | 2,458,228,000 |
| Total loans | 1,297,613,000 | 1,374,142,000 | 1,485,923,000 | 1,506,554,000 |
| Allowance for loan losses | 18,040,000 | 18,535,000 | 19,547,000 | 20,029,000 |
| Securities available for sale | 425,120,000 | 404,035,000 | 310,263,000 | 261,286,000 |
| Securities held to maturity | 458,281,000 | 470,643,000 | 453,725,000 | 407,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,800,035,000 | 2,007,516,000 | 2,055,623,000 | 2,011,542,000 |
| Interest-bearing deposits | 1,170,346,000 | 1,402,342,000 | 1,457,340,000 | 1,224,869,000 |
| Noninterest-bearing deposits | 629,689,000 | 605,174,000 | 598,283,000 | 786,673,000 |
| Equity capital | 190,020,000 | 196,129,000 | 199,773,000 | 205,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 22,819,000 | 47,007,000 | 72,220,000 | 97,314,000 |
| Interest expense | 2,790,000 | 5,450,000 | 8,223,000 | 10,851,000 |
| Net interest income | 20,029,000 | 41,557,000 | 63,997,000 | 86,463,000 |
| Noninterest income | 10,076,000 | 20,297,000 | 31,247,000 | 40,588,000 |
| Noninterest expense | 22,763,000 | 45,240,000 | 67,476,000 | 91,283,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,000,000 | 12,000,000 |
| Pretax income | 5,466,000 | 12,243,000 | 21,002,000 | 26,258,000 |
| Income tax | 1,489,000 | 3,275,000 | 6,153,000 | 5,455,000 |
| Net income | 3,977,000 | 8,968,000 | 14,849,000 | 20,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,406,000 | 202,398,000 | 208,205,000 | 214,159,000 |
| Total capital | 216,279,000 | 221,758,000 | 228,211,000 | 234,737,000 |
| Risk-weighted assets | 1,743,083,000 | 1,834,113,000 | 1,888,556,000 | 1,859,154,000 |