Call reports 2010
STERLING NATIONAL BANK — 2010
What STERLING NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,156,880,000 | 2,218,472,000 | 2,244,844,000 | 2,319,040,000 |
| Total loans | 1,200,697,000 | 1,268,043,000 | 1,314,885,000 | 1,330,913,000 |
| Allowance for loan losses | 19,963,000 | 20,512,000 | 18,152,000 | 18,238,000 |
| Securities available for sale | 424,298,000 | 445,858,000 | 397,992,000 | 383,994,000 |
| Securities held to maturity | 337,355,000 | 340,432,000 | 342,477,000 | 399,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,682,306,000 | 1,671,996,000 | 1,681,181,000 | 1,788,834,000 |
| Interest-bearing deposits | 1,107,777,000 | 1,119,614,000 | 1,109,754,000 | 1,180,920,000 |
| Noninterest-bearing deposits | 574,529,000 | 552,382,000 | 571,427,000 | 607,914,000 |
| Equity capital | 172,190,000 | 177,078,000 | 175,999,000 | 185,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,925,000 | 48,205,000 | 72,738,000 | 96,640,000 |
| Interest expense | 3,586,000 | 6,989,000 | 10,283,000 | 13,446,000 |
| Net interest income | 20,339,000 | 41,216,000 | 62,455,000 | 83,194,000 |
| Noninterest income | 9,573,000 | 20,176,000 | 31,829,000 | 43,331,000 |
| Noninterest expense | 21,245,000 | 42,441,000 | 64,870,000 | 87,934,000 |
| Provision for loan losses | 6,000,000 | 11,500,000 | 25,500,000 | 28,500,000 |
| Pretax income | 4,169,000 | 9,699,000 | 7,331,000 | 14,004,000 |
| Income tax | 1,251,000 | 2,910,000 | 2,199,000 | 3,291,000 |
| Net income | 2,918,000 | 6,789,000 | 5,132,000 | 10,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,085,000 | 182,093,000 | 180,574,000 | 193,192,000 |
| Total capital | 197,015,000 | 202,553,000 | 198,988,000 | 211,737,000 |
| Risk-weighted assets | 1,513,176,000 | 1,636,574,000 | 1,689,357,000 | 1,718,949,000 |
Machine access — free, no API key
Every figure shown here about STERLING NATIONAL BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.