Call reports 2008
STERLING NATIONAL BANK — 2008
What STERLING NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,076,706,000 | 2,135,534,000 | 2,097,818,000 | 2,196,255,000 |
| Total loans | 1,172,836,000 | 1,213,593,000 | 1,227,062,000 | 1,244,896,000 |
| Allowance for loan losses | 15,162,000 | 15,480,000 | 15,733,000 | 16,010,000 |
| Securities available for sale | 400,098,000 | 420,431,000 | 405,959,000 | 492,031,000 |
| Securities held to maturity | 348,507,000 | 333,105,000 | 312,576,000 | 301,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,508,458,000 | 1,450,750,000 | 1,460,748,000 | 1,452,880,000 |
| Interest-bearing deposits | 1,010,830,000 | 949,157,000 | 966,690,000 | 903,857,000 |
| Noninterest-bearing deposits | 497,628,000 | 501,593,000 | 494,058,000 | 549,023,000 |
| Equity capital | 131,778,000 | 132,466,000 | 123,001,000 | 127,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 29,703,000 | 59,356,000 | 89,271,000 | 117,855,000 |
| Interest expense | 9,220,000 | 16,821,000 | 24,478,000 | 30,843,000 |
| Net interest income | 20,483,000 | 42,535,000 | 64,793,000 | 87,012,000 |
| Noninterest income | 8,616,000 | 17,659,000 | 26,001,000 | 34,520,000 |
| Noninterest expense | 20,139,000 | 39,927,000 | 60,131,000 | 80,636,000 |
| Provision for loan losses | 1,950,000 | 4,150,000 | 6,100,000 | 8,325,000 |
| Pretax income | 7,010,000 | 15,610,000 | 22,879,000 | 30,887,000 |
| Income tax | 2,638,000 | 5,900,000 | 8,335,000 | 11,373,000 |
| Net income | 4,372,000 | 9,710,000 | 14,544,000 | 19,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,859,000 | 141,197,000 | 133,484,000 | 138,453,000 |
| Total capital | 151,153,000 | 156,851,000 | 149,397,000 | 154,619,000 |
| Risk-weighted assets | 1,372,829,000 | 1,420,693,000 | 1,425,525,000 | 1,436,004,000 |
Machine access — free, no API key
Every figure shown here about STERLING NATIONAL BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.