Call reports 2020
BANKPROV — 2020
What BANKPROV reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,265,944,000 | 1,414,093,000 | 1,497,189,000 | 1,504,625,000 |
| Total loans | 1,145,956,000 | 1,282,249,000 | 1,359,129,000 | 1,333,327,000 |
| Allowance for loan losses | 16,674,000 | 17,158,000 | 17,788,000 | 18,517,000 |
| Securities available for sale | 39,081,000 | 36,992,000 | 34,421,000 | 32,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 944,538,000 | 1,170,907,000 | 1,218,065,000 | 1,279,190,000 |
| Interest-bearing deposits | 630,496,000 | 732,708,000 | 782,019,000 | 835,796,000 |
| Noninterest-bearing deposits | 314,042,000 | 438,199,000 | 436,046,000 | 443,394,000 |
| Equity capital | 170,384,000 | 174,559,000 | 178,184,000 | 183,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,010,000 | 28,524,000 | 43,425,000 | 60,408,000 |
| Interest expense | 2,138,000 | 3,877,000 | 5,190,000 | 6,310,000 |
| Net interest income | 11,872,000 | 24,647,000 | 38,235,000 | 54,098,000 |
| Noninterest income | 1,162,000 | 2,055,000 | 3,299,000 | 3,760,000 |
| Noninterest expense | 8,367,000 | 16,758,000 | 26,463,000 | 35,528,000 |
| Provision for loan losses | 3,099,000 | 3,971,000 | 4,731,000 | 5,597,000 |
| Pretax income | 1,568,000 | 5,973,000 | 10,340,000 | 16,733,000 |
| Income tax | 415,000 | 1,643,000 | 2,876,000 | 4,659,000 |
| Net income | 1,153,000 | 4,330,000 | 7,464,000 | 12,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,938,000 | 173,553,000 | 177,124,000 | 182,286,000 |
| Total capital | 185,020,000 | 189,668,000 | 194,114,000 | 199,377,000 |
| Risk-weighted assets | 1,204,982,000 | 1,288,163,000 | 1,358,466,000 | 1,365,914,000 |