Call reports 2025
FIRST STATE BANK OF BEDIAS — 2025
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 208,790,000 | 208,826,000 | 214,192,000 | 213,338,000 |
| Total loans | 118,726,000 | 126,138,000 | 126,603,000 | 126,971,000 |
| Allowance for loan losses | 1,832,000 | 1,785,000 | 1,719,000 | 1,862,000 |
| Securities available for sale | 44,295,000 | 46,704,000 | 52,389,000 | 54,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,888,000 | 171,776,000 | 175,484,000 | 173,379,000 |
| Interest-bearing deposits | 116,494,000 | 117,404,000 | 121,063,000 | 120,365,000 |
| Noninterest-bearing deposits | 55,394,000 | 54,372,000 | 54,421,000 | 53,014,000 |
| Equity capital | 35,833,000 | 35,877,000 | 37,460,000 | 38,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,931,000 | 9,112,000 | 12,346,000 |
| Interest expense | 736,000 | 1,503,000 | 2,289,000 | 3,078,000 |
| Net interest income | 2,173,000 | 4,428,000 | 6,823,000 | 9,268,000 |
| Noninterest income | 266,000 | 533,000 | 802,000 | 1,077,000 |
| Noninterest expense | 1,282,000 | 2,439,000 | 3,789,000 | 5,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,157,000 | 2,522,000 | 3,836,000 | 5,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,157,000 | 2,522,000 | 3,836,000 | 5,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,791,000 | 37,921,000 | 38,553,000 | 39,755,000 |