Call reports 2020
FIRST STATE BANK OF BEDIAS — 2020
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 164,036,000 | 176,818,000 | 178,103,000 | 182,821,000 |
| Total loans | 94,224,000 | 99,077,000 | 96,496,000 | 96,246,000 |
| Allowance for loan losses | 1,539,000 | 1,507,000 | 1,485,000 | 1,482,000 |
| Securities available for sale | 34,687,000 | 33,894,000 | 31,846,000 | 35,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,033,000 | 147,527,000 | 148,496,000 | 152,645,000 |
| Interest-bearing deposits | 98,389,000 | 103,374,000 | 103,707,000 | 105,708,000 |
| Noninterest-bearing deposits | 37,644,000 | 44,153,000 | 44,789,000 | 46,937,000 |
| Equity capital | 27,500,000 | 28,662,000 | 28,973,000 | 29,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,759,000 | 5,436,000 | 7,044,000 |
| Interest expense | 290,000 | 559,000 | 801,000 | 999,000 |
| Net interest income | 1,645,000 | 3,200,000 | 4,635,000 | 6,045,000 |
| Noninterest income | 160,000 | 308,000 | 466,000 | 630,000 |
| Noninterest expense | 824,000 | 1,707,000 | 2,606,000 | 3,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 981,000 | 1,801,000 | 2,495,000 | 3,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 1,801,000 | 2,495,000 | 3,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,598,000 | 27,735,000 | 28,053,000 | 28,652,000 |