Call reports 2019
FIRST STATE BANK OF BEDIAS — 2019
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 157,474,000 | 158,049,000 | 160,560,000 | 160,313,000 |
| Total loans | 91,568,000 | 93,724,000 | 95,803,000 | 97,290,000 |
| Allowance for loan losses | 1,315,000 | 1,306,000 | 1,350,000 | 1,346,000 |
| Securities available for sale | 38,140,000 | 36,690,000 | 36,425,000 | 35,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,015,000 | 131,833,000 | 133,666,000 | 132,602,000 |
| Interest-bearing deposits | 96,814,000 | 97,327,000 | 97,111,000 | 97,046,000 |
| Noninterest-bearing deposits | 35,201,000 | 34,506,000 | 36,555,000 | 35,556,000 |
| Equity capital | 24,984,000 | 25,673,000 | 26,290,000 | 27,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,469,000 | 5,264,000 | 7,065,000 |
| Interest expense | 230,000 | 487,000 | 773,000 | 1,066,000 |
| Net interest income | 1,487,000 | 2,982,000 | 4,491,000 | 5,999,000 |
| Noninterest income | 171,000 | 322,000 | 507,000 | 676,000 |
| Noninterest expense | 793,000 | 1,592,000 | 2,395,000 | 3,251,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 115,000 |
| Pretax income | 865,000 | 1,712,000 | 2,538,000 | 3,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,712,000 | 2,538,000 | 3,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,652,000 | 25,833,000 | 26,288,000 | 27,060,000 |
| Total capital | 26,845,000 | 27,056,000 | 27,533,000 | 28,319,000 |
| Risk-weighted assets | 95,328,000 | 97,751,000 | 99,515,000 | 100,628,000 |