Call reports 2016
FIRST STATE BANK OF BEDIAS — 2016
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,923,000 | 161,358,000 | 160,773,000 | 156,911,000 |
| Total loans | 64,311,000 | 65,123,000 | 64,601,000 | 68,739,000 |
| Allowance for loan losses | 1,317,000 | 1,266,000 | 1,263,000 | 1,335,000 |
| Securities available for sale | 78,543,000 | 75,316,000 | 70,533,000 | 65,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,995,000 | 138,813,000 | 137,771,000 | 134,554,000 |
| Interest-bearing deposits | 105,400,000 | 104,753,000 | 103,421,000 | 102,741,000 |
| Noninterest-bearing deposits | 36,595,000 | 34,060,000 | 34,350,000 | 31,812,000 |
| Equity capital | 21,525,000 | 22,022,000 | 22,488,000 | 21,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,883,000 | 4,366,000 | 5,845,000 |
| Interest expense | 156,000 | 311,000 | 465,000 | 622,000 |
| Net interest income | 1,292,000 | 2,572,000 | 3,901,000 | 5,223,000 |
| Noninterest income | 152,000 | 343,000 | 501,000 | 651,000 |
| Noninterest expense | 704,000 | 1,428,000 | 2,200,000 | 3,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 89,000 |
| Pretax income | 740,000 | 1,487,000 | 2,201,000 | 2,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,487,000 | 2,201,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,967,000 | 21,113,000 | 21,494,000 | 22,014,000 |
| Total capital | 21,916,000 | 22,060,000 | 22,450,000 | 23,003,000 |
| Risk-weighted assets | 75,539,000 | 75,519,000 | 76,243,000 | 78,703,000 |