Call reports 2015
FIRST STATE BANK OF BEDIAS — 2015
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,589,000 | 163,596,000 | 164,651,000 | 163,321,000 |
| Total loans | 66,930,000 | 67,382,000 | 65,738,000 | 65,184,000 |
| Allowance for loan losses | 1,380,000 | 1,370,000 | 1,354,000 | 1,312,000 |
| Securities available for sale | 75,472,000 | 76,631,000 | 76,170,000 | 81,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,098,000 | 142,437,000 | 143,021,000 | 142,112,000 |
| Interest-bearing deposits | 106,912,000 | 104,842,000 | 104,765,000 | 105,626,000 |
| Noninterest-bearing deposits | 41,186,000 | 37,595,000 | 38,256,000 | 36,486,000 |
| Equity capital | 20,998,000 | 20,641,000 | 21,149,000 | 20,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,888,000 | 4,323,000 | 5,775,000 |
| Interest expense | 171,000 | 338,000 | 503,000 | 664,000 |
| Net interest income | 1,248,000 | 2,550,000 | 3,820,000 | 5,111,000 |
| Noninterest income | 158,000 | 322,000 | 484,000 | 642,000 |
| Noninterest expense | 716,000 | 1,444,000 | 2,202,000 | 2,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 690,000 | 1,428,000 | 2,166,000 | 2,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 690,000 | 1,428,000 | 2,166,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,023,000 | 20,139,000 | 20,555,000 | 20,576,000 |
| Total capital | 20,985,000 | 21,111,000 | 21,514,000 | 21,528,000 |
| Risk-weighted assets | 76,565,000 | 77,346,000 | 76,351,000 | 75,843,000 |