Call reports 2012
FIRST STATE BANK OF BEDIAS — 2012
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,540,000 | 144,466,000 | 143,825,000 | 145,688,000 |
| Total loans | 75,149,000 | 76,369,000 | 75,102,000 | 75,798,000 |
| Allowance for loan losses | 1,043,000 | 1,139,000 | 1,228,000 | 1,217,000 |
| Securities available for sale | 51,294,000 | 52,251,000 | 51,317,000 | 52,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,245,000 | 127,836,000 | 126,426,000 | 127,238,000 |
| Interest-bearing deposits | 112,111,000 | 108,638,000 | 106,895,000 | 103,991,000 |
| Noninterest-bearing deposits | 18,134,000 | 19,198,000 | 19,531,000 | 23,246,000 |
| Equity capital | 16,028,000 | 16,345,000 | 17,099,000 | 18,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,123,000 | 4,674,000 | 6,216,000 |
| Interest expense | 278,000 | 526,000 | 748,000 | 951,000 |
| Net interest income | 1,279,000 | 2,597,000 | 3,926,000 | 5,265,000 |
| Noninterest income | 176,000 | 372,000 | 740,000 | 907,000 |
| Noninterest expense | 699,000 | 1,399,000 | 2,107,000 | 2,732,000 |
| Provision for loan losses | 125,000 | 207,000 | 494,000 | 519,000 |
| Pretax income | 673,000 | 1,411,000 | 2,113,000 | 3,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 673,000 | 1,411,000 | 2,113,000 | 3,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,437,000 | 14,652,000 | 15,087,000 | 15,897,000 |
| Total capital | 15,480,000 | 15,791,000 | 16,207,000 | 17,021,000 |
| Risk-weighted assets | 87,065,000 | 90,432,000 | 88,761,000 | 89,097,000 |