Call reports 2011
FIRST STATE BANK OF BEDIAS — 2011
What FIRST STATE BANK OF BEDIAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,338,000 | 138,930,000 | 145,776,000 | 143,238,000 |
| Total loans | 80,778,000 | 79,033,000 | 78,328,000 | 77,637,000 |
| Allowance for loan losses | 1,077,000 | 1,021,000 | 1,106,000 | 1,128,000 |
| Securities available for sale | 37,898,000 | 44,979,000 | 46,720,000 | 50,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,281,000 | 124,238,000 | 129,970,000 | 126,966,000 |
| Interest-bearing deposits | 102,122,000 | 107,089,000 | 110,928,000 | 108,868,000 |
| Noninterest-bearing deposits | 17,159,000 | 17,149,000 | 19,042,000 | 18,098,000 |
| Equity capital | 13,744,000 | 14,350,000 | 15,477,000 | 15,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,398,000 | 5,097,000 | 6,692,000 |
| Interest expense | 329,000 | 666,000 | 1,006,000 | 1,311,000 |
| Net interest income | 1,359,000 | 2,732,000 | 4,091,000 | 5,381,000 |
| Noninterest income | 164,000 | 315,000 | 461,000 | 653,000 |
| Noninterest expense | 633,000 | 1,276,000 | 1,913,000 | 2,530,000 |
| Provision for loan losses | 0 | 0 | 170,000 | 570,000 |
| Pretax income | 892,000 | 1,817,000 | 2,587,000 | 3,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 892,000 | 1,817,000 | 2,587,000 | 3,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,891,000 | 13,205,000 | 13,643,000 | 14,108,000 |
| Total capital | 13,968,000 | 14,226,000 | 14,749,000 | 15,236,000 |
| Risk-weighted assets | 88,146,000 | 87,389,000 | 89,876,000 | 89,471,000 |