Call reports 2008
FIRST AMERICA BANK — 2008
What FIRST AMERICA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 124,528,000 | 125,466,000 | 129,432,000 | 127,090,000 |
| Total loans | 63,280,000 | 65,251,000 | 67,075,000 | 66,078,000 |
| Allowance for loan losses | 689,000 | 707,000 | 734,000 | 685,000 |
| Securities available for sale | 42,326,000 | 41,281,000 | 32,272,000 | 31,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,197,000 | 94,897,000 | 99,093,000 | 93,053,000 |
| Interest-bearing deposits | 80,695,000 | 87,460,000 | 90,203,000 | 84,806,000 |
| Noninterest-bearing deposits | 8,502,000 | 7,437,000 | 8,889,000 | 8,247,000 |
| Equity capital | 18,998,000 | 18,137,000 | 18,015,000 | 18,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,150,000 | 4,716,000 | 6,100,000 |
| Interest expense | 888,000 | 1,720,000 | 2,521,000 | 3,228,000 |
| Net interest income | 728,000 | 1,430,000 | 2,195,000 | 2,872,000 |
| Noninterest income | 107,000 | 212,000 | 318,000 | 390,000 |
| Noninterest expense | 889,000 | 1,759,000 | 2,619,000 | 3,478,000 |
| Provision for loan losses | 0 | 18,000 | 45,000 | 130,000 |
| Pretax income | -26,000 | -105,000 | -66,000 | -208,000 |
| Income tax | -9,000 | -37,000 | -21,000 | -67,000 |
| Net income | -17,000 | -68,000 | -45,000 | -141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,150,000 | 17,582,000 | 17,535,000 | 17,926,000 |
| Total capital | 18,839,000 | 18,289,000 | 18,269,000 | 18,611,000 |
| Risk-weighted assets | 80,372,000 | 81,804,000 | 83,128,000 | 82,896,000 |
Machine access — free, no API key
Every figure shown here about FIRST AMERICA BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.