Call reports 2007
FIRST AMERICA BANK — 2007
What FIRST AMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 107,803,000 | 111,354,000 | 110,503,000 | 115,427,000 |
| Total loans | 50,393,000 | 52,067,000 | 58,754,000 | 57,955,000 |
| Allowance for loan losses | 579,000 | 598,000 | 679,000 | 689,000 |
| Securities available for sale | 30,271,000 | 35,253,000 | 35,455,000 | 30,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,791,000 | 92,464,000 | 91,268,000 | 87,080,000 |
| Interest-bearing deposits | 80,553,000 | 83,893,000 | 83,979,000 | 78,515,000 |
| Noninterest-bearing deposits | 8,239,000 | 8,571,000 | 7,289,000 | 8,565,000 |
| Equity capital | 18,579,000 | 18,191,000 | 18,528,000 | 18,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,501,000 | 5,282,000 | 6,980,000 |
| Interest expense | 965,000 | 1,927,000 | 2,899,000 | 3,808,000 |
| Net interest income | 787,000 | 1,574,000 | 2,383,000 | 3,172,000 |
| Noninterest income | 72,000 | 147,000 | 230,000 | 329,000 |
| Noninterest expense | 816,000 | 1,659,000 | 2,524,000 | 3,401,000 |
| Provision for loan losses | -1,000 | 18,000 | 99,000 | 109,000 |
| Pretax income | 44,000 | 44,000 | -10,000 | 86,000 |
| Income tax | 16,000 | 16,000 | -4,000 | 36,000 |
| Net income | 28,000 | 28,000 | -6,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,876,000 | 17,642,000 | 17,812,000 | 18,024,000 |
| Total capital | 18,455,000 | 18,240,000 | 18,491,000 | 18,713,000 |
| Risk-weighted assets | 70,699,000 | 70,907,000 | 75,847,000 | 76,373,000 |
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