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Call reports 2006

FIRST AMERICA BANK — 2006

What FIRST AMERICA BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7f7e40ac-267f-47e0-b915-f854f14c236e/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets90,376,000101,024,000115,141,000118,598,000
Total loans39,997,00045,793,00049,523,00051,652,000
Allowance for loan losses480,000527,000569,000580,000
Securities available for sale12,256,00011,637,00019,064,00028,570,000
Securities held to maturity0000
Trading assets0000
Total deposits71,804,00082,453,00096,250,00099,551,000
Interest-bearing deposits63,417,00076,232,00090,321,00088,365,000
Noninterest-bearing deposits8,387,0006,221,0005,929,00011,186,000
Equity capital18,331,00018,239,00018,486,00018,491,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,182,0002,572,0004,249,0006,057,000
Interest expense526,0001,162,0002,070,0003,090,000
Net interest income656,0001,410,0002,179,0002,967,000
Noninterest income55,000127,000202,000266,000
Noninterest expense662,0001,387,0002,144,0002,918,000
Provision for loan losses39,00086,000129,000140,000
Pretax income10,00064,000108,000175,000
Income tax4,00024,00041,00069,000
Net income6,00040,00067,000106,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital17,594,00017,573,00017,749,00017,796,000
Total capital18,074,00018,100,00018,318,00018,376,000
Risk-weighted assets55,141,00063,651,00069,177,00071,251,000

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