Call reports 2018
CAPITAL BANK — 2018
What CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 121,947,000 | 123,760,000 | 122,244,000 |
| Total loans | 88,637,000 | 91,049,000 | 89,776,000 |
| Allowance for loan losses | 1,357,000 | 1,356,000 | 1,356,000 |
| Securities available for sale | 15,361,000 | 12,856,000 | 10,283,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 107,774,000 | 109,058,000 | 106,948,000 |
| Interest-bearing deposits | 80,142,000 | 79,305,000 | 77,130,000 |
| Noninterest-bearing deposits | 27,632,000 | 29,754,000 | 29,818,000 |
| Equity capital | 11,918,000 | 12,375,000 | 12,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,300,000 | 2,662,000 | 4,074,000 |
| Interest expense | 52,000 | 104,000 | 156,000 |
| Net interest income | 1,248,000 | 2,558,000 | 3,918,000 |
| Noninterest income | 315,000 | 651,000 | 963,000 |
| Noninterest expense | 1,164,000 | 2,353,000 | 3,430,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 399,000 | 856,000 | 1,451,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 399,000 | 856,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 12,017,000 | 12,474,000 | 13,069,000 |
| Total capital | 13,152,000 | 13,631,000 | 14,121,000 |
| Risk-weighted assets | 90,585,000 | 92,360,000 | 83,895,000 |