Call reports 2017
CAPITAL BANK — 2017
What CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,851,000 | 120,573,000 | 121,173,000 | 120,534,000 |
| Total loans | 86,832,000 | 86,844,000 | 89,352,000 | 90,333,000 |
| Allowance for loan losses | 1,269,000 | 1,300,000 | 1,373,000 | 1,412,000 |
| Securities available for sale | 13,903,000 | 13,749,000 | 14,015,000 | 14,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,019,000 | 106,526,000 | 106,375,000 | 105,502,000 |
| Interest-bearing deposits | 79,357,000 | 78,611,000 | 79,437,000 | 78,212,000 |
| Noninterest-bearing deposits | 26,661,000 | 27,915,000 | 26,938,000 | 27,290,000 |
| Equity capital | 11,421,000 | 11,857,000 | 12,339,000 | 12,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,518,000 | 3,862,000 | 5,183,000 |
| Interest expense | 53,000 | 107,000 | 158,000 | 238,000 |
| Net interest income | 1,192,000 | 2,411,000 | 3,704,000 | 4,945,000 |
| Noninterest income | 289,000 | 611,000 | 927,000 | 1,236,000 |
| Noninterest expense | 1,141,000 | 2,263,000 | 3,385,000 | 4,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 759,000 | 1,246,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 759,000 | 1,246,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,421,000 | 11,857,000 | 12,339,000 | 12,727,000 |
| Total capital | 12,526,000 | 12,969,000 | 13,471,000 | 13,852,000 |
| Risk-weighted assets | 88,219,000 | 88,806,000 | 90,307,000 | 89,697,000 |