Call reports 2016
CAPITAL BANK — 2016
What CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,333,000 | 113,733,000 | 114,164,000 | 116,042,000 |
| Total loans | 78,165,000 | 80,836,000 | 83,621,000 | 85,538,000 |
| Allowance for loan losses | 1,238,000 | 1,242,000 | 1,224,000 | 1,263,000 |
| Securities available for sale | 14,769,000 | 15,615,000 | 14,937,000 | 13,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,007,000 | 100,019,000 | 100,103,000 | 101,821,000 |
| Interest-bearing deposits | 77,580,000 | 78,077,000 | 76,684,000 | 77,320,000 |
| Noninterest-bearing deposits | 22,427,000 | 21,941,000 | 23,419,000 | 24,501,000 |
| Equity capital | 11,084,000 | 11,451,000 | 11,780,000 | 12,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,431,000 | 3,691,000 | 4,942,000 |
| Interest expense | 55,000 | 107,000 | 160,000 | 212,000 |
| Net interest income | 1,152,000 | 2,324,000 | 3,531,000 | 4,730,000 |
| Noninterest income | 289,000 | 604,000 | 911,000 | 1,249,000 |
| Noninterest expense | 1,114,000 | 2,224,000 | 3,378,000 | 4,527,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 718,000 | 1,081,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 718,000 | 1,081,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,895,000 | 11,286,000 | 11,649,000 | 12,020,000 |
| Total capital | 11,906,000 | 12,324,000 | 12,711,000 | 13,107,000 |
| Risk-weighted assets | 80,619,000 | 82,830,000 | 84,832,000 | 86,751,000 |