Call reports 2015
CAPITAL BANK — 2015
What CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,745,000 | 108,750,000 | 110,435,000 | 109,640,000 |
| Total loans | 80,763,000 | 76,516,000 | 80,459,000 | 79,838,000 |
| Allowance for loan losses | 1,250,000 | 1,208,000 | 1,218,000 | 1,226,000 |
| Securities available for sale | 16,531,000 | 16,211,000 | 15,515,000 | 14,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,700,000 | 95,645,000 | 96,911,000 | 96,141,000 |
| Interest-bearing deposits | 77,351,000 | 75,638,000 | 75,294,000 | 75,091,000 |
| Noninterest-bearing deposits | 19,349,000 | 20,007,000 | 21,617,000 | 21,050,000 |
| Equity capital | 10,873,000 | 10,907,000 | 11,226,000 | 11,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,473,000 | 3,692,000 | 4,886,000 |
| Interest expense | 100,000 | 184,000 | 240,000 | 295,000 |
| Net interest income | 1,137,000 | 2,289,000 | 3,452,000 | 4,591,000 |
| Noninterest income | 249,000 | 467,000 | 742,000 | 1,010,000 |
| Noninterest expense | 1,134,000 | 2,268,000 | 3,425,000 | 4,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 488,000 | 769,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 488,000 | 769,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,595,000 | 10,709,000 | 10,990,000 | 11,271,000 |
| Total capital | 11,640,000 | 11,733,000 | 12,008,000 | 12,294,000 |
| Risk-weighted assets | 83,402,000 | 81,696,000 | 81,230,000 | 81,669,000 |