Call reports 2014
CAPITAL BANK — 2014
What CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,093,000 | 114,025,000 | 113,828,000 | 113,129,000 |
| Total loans | 79,017,000 | 77,755,000 | 81,245,000 | 79,584,000 |
| Allowance for loan losses | 1,199,000 | 1,208,000 | 1,227,000 | 1,241,000 |
| Securities available for sale | 14,999,000 | 16,800,000 | 16,792,000 | 17,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,681,000 | 97,223,000 | 96,939,000 | 96,161,000 |
| Interest-bearing deposits | 78,841,000 | 78,537,000 | 77,737,000 | 77,692,000 |
| Noninterest-bearing deposits | 19,841,000 | 18,686,000 | 19,202,000 | 18,469,000 |
| Equity capital | 10,351,000 | 10,583,000 | 10,686,000 | 10,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,378,000 | 3,618,000 | 4,842,000 |
| Interest expense | 114,000 | 225,000 | 330,000 | 434,000 |
| Net interest income | 1,062,000 | 2,153,000 | 3,288,000 | 4,408,000 |
| Noninterest income | 299,000 | 579,000 | 710,000 | 995,000 |
| Noninterest expense | 1,197,000 | 2,351,000 | 3,533,000 | 4,725,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 139,000 | 356,000 | 440,000 | 653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 356,000 | 440,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,144,000 | 10,361,000 | 10,445,000 | 10,658,000 |
| Total capital | 11,165,000 | 11,378,000 | 11,482,000 | 11,691,000 |
| Risk-weighted assets | 81,465,000 | 81,209,000 | 82,794,000 | 82,431,000 |