Call reports 2013
CAPITAL BANK — 2013
What CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,423,000 | 115,475,000 | 115,033,000 | 112,915,000 |
| Total loans | 86,511,000 | 86,610,000 | 83,890,000 | 80,098,000 |
| Allowance for loan losses | 1,501,000 | 1,316,000 | 1,289,000 | 1,217,000 |
| Securities available for sale | 12,296,000 | 12,043,000 | 12,536,000 | 13,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,377,000 | 98,253,000 | 98,068,000 | 96,193,000 |
| Interest-bearing deposits | 82,211,000 | 79,296,000 | 79,019,000 | 78,647,000 |
| Noninterest-bearing deposits | 19,166,000 | 18,956,000 | 19,049,000 | 17,546,000 |
| Equity capital | 10,945,000 | 10,998,000 | 10,674,000 | 10,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,766,000 | 4,079,000 | 5,335,000 |
| Interest expense | 138,000 | 269,000 | 397,000 | 516,000 |
| Net interest income | 1,242,000 | 2,497,000 | 3,682,000 | 4,819,000 |
| Noninterest income | 339,000 | 639,000 | 961,000 | 1,342,000 |
| Noninterest expense | 1,294,000 | 2,573,000 | 3,898,000 | 5,189,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 300,000 |
| Pretax income | 287,000 | 538,000 | 695,000 | 672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 538,000 | 695,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,497,000 | 10,747,000 | 10,478,000 | 10,456,000 |
| Total capital | 11,595,000 | 11,832,000 | 11,605,000 | 11,476,000 |
| Risk-weighted assets | 87,460,000 | 86,615,000 | 89,971,000 | 81,403,000 |