Call reports 2012
CAPITAL BANK — 2012
What CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,919,000 | 125,745,000 | 119,411,000 | 116,113,000 |
| Total loans | 86,819,000 | 84,933,000 | 83,941,000 | 86,257,000 |
| Allowance for loan losses | 1,527,000 | 1,523,000 | 1,527,000 | 1,541,000 |
| Securities available for sale | 14,614,000 | 13,768,000 | 13,429,000 | 11,968,000 |
| Securities held to maturity | 625,000 | 625,000 | 625,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,633,000 | 109,107,000 | 102,593,000 | 99,188,000 |
| Interest-bearing deposits | 89,460,000 | 90,487,000 | 83,893,000 | 82,572,000 |
| Noninterest-bearing deposits | 17,173,000 | 18,620,000 | 18,700,000 | 16,616,000 |
| Equity capital | 10,121,000 | 10,453,000 | 10,579,000 | 10,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,067,000 | 4,565,000 | 6,009,000 |
| Interest expense | 249,000 | 470,000 | 646,000 | 796,000 |
| Net interest income | 1,313,000 | 2,597,000 | 3,919,000 | 5,213,000 |
| Noninterest income | 202,000 | 513,000 | 780,000 | 1,022,000 |
| Noninterest expense | 1,187,000 | 2,424,000 | 3,710,000 | 5,049,000 |
| Provision for loan losses | 150,000 | 250,000 | 500,000 | 550,000 |
| Pretax income | 178,000 | 436,000 | 489,000 | 636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 436,000 | 489,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,752,000 | 10,009,000 | 10,062,000 | 10,209,000 |
| Total capital | 10,894,000 | 11,135,000 | 11,175,000 | 11,319,000 |
| Risk-weighted assets | 90,978,000 | 89,701,000 | 88,631,000 | 88,386,000 |