Call reports 2011
CAPITAL BANK — 2011
What CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,442,000 | 125,057,000 | 122,862,000 | 120,767,000 |
| Total loans | 91,655,000 | 90,218,000 | 86,030,000 | 86,764,000 |
| Allowance for loan losses | 1,759,000 | 1,798,000 | 1,599,000 | 1,591,000 |
| Securities available for sale | 12,777,000 | 13,665,000 | 14,461,000 | 16,048,000 |
| Securities held to maturity | 1,225,000 | 1,225,000 | 1,225,000 | 625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,057,000 | 107,109,000 | 106,511,000 | 104,614,000 |
| Interest-bearing deposits | 97,733,000 | 91,140,000 | 90,493,000 | 88,834,000 |
| Noninterest-bearing deposits | 16,323,000 | 15,968,000 | 16,018,000 | 15,779,000 |
| Equity capital | 9,399,000 | 9,831,000 | 10,162,000 | 9,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,238,000 | 4,826,000 | 6,367,000 |
| Interest expense | 366,000 | 698,000 | 971,000 | 1,226,000 |
| Net interest income | 1,255,000 | 2,540,000 | 3,855,000 | 5,141,000 |
| Noninterest income | 327,000 | 601,000 | 886,000 | 1,020,000 |
| Noninterest expense | 1,300,000 | 2,576,000 | 3,808,000 | 5,089,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 510,000 |
| Pretax income | 182,000 | 465,000 | 733,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 465,000 | 733,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,477,000 | 9,745,000 | 9,574,000 |
| Total capital | 10,384,000 | 10,648,000 | 10,884,000 | 10,716,000 |
| Risk-weighted assets | 94,632,000 | 93,088,000 | 90,681,000 | 90,946,000 |