Call reports 2010
CAPITAL BANK — 2010
What CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,256,000 | 132,770,000 | 132,513,000 | 130,187,000 |
| Total loans | 101,653,000 | 97,855,000 | 93,745,000 | 92,144,000 |
| Allowance for loan losses | 1,783,000 | 1,719,000 | 1,698,000 | 1,674,000 |
| Securities available for sale | 13,336,000 | 14,786,000 | 14,188,000 | 15,505,000 |
| Securities held to maturity | 1,805,000 | 1,805,000 | 1,805,000 | 1,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,080,000 | 113,046,000 | 113,905,000 | 112,745,000 |
| Interest-bearing deposits | 98,006,000 | 97,371,000 | 99,042,000 | 98,591,000 |
| Noninterest-bearing deposits | 16,074,000 | 15,675,000 | 14,863,000 | 14,154,000 |
| Equity capital | 10,280,000 | 10,164,000 | 10,281,000 | 9,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,596,000 | 5,337,000 | 7,011,000 |
| Interest expense | 501,000 | 969,000 | 1,411,000 | 1,801,000 |
| Net interest income | 1,302,000 | 2,627,000 | 3,926,000 | 5,210,000 |
| Noninterest income | 349,000 | 681,000 | 1,092,000 | 1,070,000 |
| Noninterest expense | 1,310,000 | 2,673,000 | 3,942,000 | 5,280,000 |
| Provision for loan losses | 230,000 | 720,000 | 1,040,000 | 1,865,000 |
| Pretax income | 111,000 | -85,000 | 36,000 | -865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | -85,000 | 36,000 | -865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,988,000 | 9,792,000 | 9,913,000 | 9,012,000 |
| Total capital | 11,275,000 | 11,036,000 | 11,125,000 | 10,205,000 |
| Risk-weighted assets | 102,436,000 | 99,079,000 | 96,478,000 | 94,499,000 |