Call reports 2009
CAPITAL BANK — 2009
What CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,671,000 | 147,413,000 | 136,709,000 | 134,412,000 |
| Total loans | 110,622,000 | 106,486,000 | 103,402,000 | 101,460,000 |
| Allowance for loan losses | 1,409,000 | 1,265,000 | 1,177,000 | 1,562,000 |
| Securities available for sale | 14,589,000 | 13,271,000 | 13,889,000 | 13,601,000 |
| Securities held to maturity | 2,365,000 | 2,365,000 | 2,365,000 | 1,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,121,000 | 126,121,000 | 115,870,000 | 114,145,000 |
| Interest-bearing deposits | 113,500,000 | 109,554,000 | 100,789,000 | 99,214,000 |
| Noninterest-bearing deposits | 15,621,000 | 16,567,000 | 15,081,000 | 14,931,000 |
| Equity capital | 11,508,000 | 11,043,000 | 10,732,000 | 10,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,135,000 | 6,091,000 | 8,000,000 |
| Interest expense | 695,000 | 1,387,000 | 1,987,000 | 2,543,000 |
| Net interest income | 1,376,000 | 2,748,000 | 4,104,000 | 5,457,000 |
| Noninterest income | 322,000 | 407,000 | 782,000 | 1,033,000 |
| Noninterest expense | 1,388,000 | 2,903,000 | 4,287,000 | 5,726,000 |
| Provision for loan losses | 240,000 | 540,000 | 1,400,000 | 2,675,000 |
| Pretax income | 70,000 | 21,000 | -492,000 | -1,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 21,000 | -492,000 | -1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,050,000 | 11,001,000 | 10,486,000 | 9,877,000 |
| Total capital | 12,459,000 | 12,266,000 | 11,662,000 | 11,167,000 |
| Risk-weighted assets | 119,021,000 | 112,178,000 | 105,660,000 | 102,938,000 |