Call reports 2006
CAPITAL BANK — 2006
What CAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 159,579,000 | 163,496,000 | 164,554,000 | 158,482,000 |
| Total loans | 123,516,000 | 124,093,000 | 119,704,000 | 116,234,000 |
| Allowance for loan losses | 1,708,000 | 1,735,000 | 1,730,000 | 1,385,000 |
| Securities available for sale | 13,452,000 | 18,871,000 | 21,156,000 | 20,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,373,000 | 144,483,000 | 144,662,000 | 139,223,000 |
| Interest-bearing deposits | 123,389,000 | 126,704,000 | 126,680,000 | 121,673,000 |
| Noninterest-bearing deposits | 16,984,000 | 17,779,000 | 17,982,000 | 17,550,000 |
| Equity capital | 12,466,000 | 12,763,000 | 13,380,000 | 12,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,003,000 | 6,194,000 | 9,394,000 | 12,472,000 |
| Interest expense | 925,000 | 2,050,000 | 3,271,000 | 4,493,000 |
| Net interest income | 2,078,000 | 4,144,000 | 6,123,000 | 7,979,000 |
| Noninterest income | 348,000 | 736,000 | 1,161,000 | 1,512,000 |
| Noninterest expense | 1,594,000 | 3,266,000 | 4,898,000 | 6,610,000 |
| Provision for loan losses | 85,000 | 140,000 | 230,000 | 855,000 |
| Pretax income | 747,000 | 1,474,000 | 2,156,000 | 2,026,000 |
| Income tax | 3,000 | 0 | 0 | 0 |
| Net income | 744,000 | 1,474,000 | 2,156,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,614,000 | 13,045,000 | 13,426,000 | 12,926,000 |
| Total capital | 14,243,000 | 14,650,000 | 15,090,000 | 14,311,000 |
| Risk-weighted assets | 130,230,000 | 128,255,000 | 133,039,000 | 124,703,000 |
Machine access — free, no API key
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