Call reports 2005
CAPITAL BANK — 2005
What CAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 138,323,000 | 152,667,000 | 153,549,000 | 154,562,000 |
| Total loans | 120,417,000 | 123,319,000 | 121,304,000 | 123,223,000 |
| Allowance for loan losses | 1,533,000 | 1,560,000 | 1,620,000 | 1,646,000 |
| Securities available for sale | 9,107,000 | 13,118,000 | 12,073,000 | 12,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,052,000 | 128,405,000 | 128,597,000 | 127,903,000 |
| Interest-bearing deposits | 100,342,000 | 113,882,000 | 113,661,000 | 113,274,000 |
| Noninterest-bearing deposits | 14,711,000 | 14,523,000 | 14,936,000 | 14,629,000 |
| Equity capital | 11,003,000 | 11,748,000 | 12,624,000 | 12,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,799,000 | 7,636,000 | 10,563,000 |
| Interest expense | 530,000 | 1,226,000 | 2,059,000 | 2,931,000 |
| Net interest income | 1,771,000 | 3,573,000 | 5,577,000 | 7,632,000 |
| Noninterest income | 336,000 | 688,000 | 1,073,000 | 1,408,000 |
| Noninterest expense | 1,293,000 | 2,667,000 | 4,045,000 | 5,542,000 |
| Provision for loan losses | 87,000 | 132,000 | 209,000 | 229,000 |
| Pretax income | 727,000 | 1,462,000 | 2,396,000 | 3,269,000 |
| Income tax | 26,000 | 50,000 | 84,000 | 115,000 |
| Net income | 701,000 | 1,412,000 | 2,312,000 | 3,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,057,000 | 11,768,000 | 12,667,000 | 13,070,000 |
| Total capital | 12,487,000 | 13,267,000 | 14,181,000 | 14,640,000 |
| Risk-weighted assets | 114,267,000 | 119,836,000 | 121,033,000 | 125,520,000 |
Machine access — free, no API key
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