Call reports 2004
CAPITAL BANK — 2004
What CAPITAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 110,423,000 | 126,026,000 | 138,476,000 | 133,864,000 |
| Total loans | 89,356,000 | 108,725,000 | 118,080,000 | 116,523,000 |
| Allowance for loan losses | 1,089,000 | 1,302,000 | 1,460,000 | 1,474,000 |
| Securities available for sale | 11,382,000 | 10,140,000 | 10,761,000 | 9,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,638,000 | 99,492,000 | 113,037,000 | 110,608,000 |
| Interest-bearing deposits | 76,112,000 | 87,804,000 | 100,178,000 | 97,011,000 |
| Noninterest-bearing deposits | 11,526,000 | 11,688,000 | 12,859,000 | 13,597,000 |
| Equity capital | 8,312,000 | 10,398,000 | 11,065,000 | 11,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,470,000 | 5,596,000 | 7,791,000 |
| Interest expense | 308,000 | 701,000 | 1,188,000 | 1,702,000 |
| Net interest income | 1,344,000 | 2,769,000 | 4,408,000 | 6,089,000 |
| Noninterest income | 361,000 | 718,000 | 1,117,000 | 1,493,000 |
| Noninterest expense | 1,172,000 | 2,385,000 | 3,661,000 | 4,952,000 |
| Provision for loan losses | 103,000 | 338,000 | 520,000 | 555,000 |
| Pretax income | 430,000 | 764,000 | 1,344,000 | 2,075,000 |
| Income tax | 0 | 26,000 | 45,000 | 74,000 |
| Net income | 430,000 | 738,000 | 1,299,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,110,000 | 10,418,000 | 10,979,000 | 11,357,000 |
| Total capital | 9,198,000 | 11,720,000 | 12,439,000 | 12,757,000 |
| Risk-weighted assets | 87,737,000 | 106,492,000 | 117,474,000 | 111,925,000 |
Machine access — free, no API key
Every figure shown here about CAPITAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.