Call reports 2003
CAPITAL BANK — 2003
What CAPITAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,288,000 | 88,787,000 | 89,813,000 | 95,864,000 |
| Total loans | 60,921,000 | 63,461,000 | 64,064,000 | 76,343,000 |
| Allowance for loan losses | 877,000 | 933,000 | 894,000 | 996,000 |
| Securities available for sale | 15,738,000 | 13,023,000 | 12,823,000 | 10,401,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,945,000 | 79,773,000 | 80,276,000 | 80,141,000 |
| Interest-bearing deposits | 69,506,000 | 68,735,000 | 69,102,000 | 69,707,000 |
| Noninterest-bearing deposits | 11,438,000 | 11,039,000 | 11,174,000 | 10,433,000 |
| Equity capital | 8,023,000 | 8,511,000 | 8,805,000 | 8,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,785,000 | 4,123,000 | 5,542,000 |
| Interest expense | 273,000 | 551,000 | 809,000 | 1,066,000 |
| Net interest income | 1,112,000 | 2,234,000 | 3,314,000 | 4,476,000 |
| Noninterest income | 345,000 | 731,000 | 1,163,000 | 1,544,000 |
| Noninterest expense | 1,022,000 | 2,084,000 | 3,178,000 | 4,302,000 |
| Provision for loan losses | 50,000 | 115,000 | 120,000 | 250,000 |
| Pretax income | 563,000 | 1,192,000 | 1,605,000 | 1,894,000 |
| Income tax | 11,000 | 29,000 | 0 | 0 |
| Net income | 552,000 | 1,163,000 | 1,605,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 8,124,000 | 8,566,000 | 8,605,000 |
| Total capital | 8,253,000 | 8,891,000 | 9,348,000 | 9,539,000 |
| Risk-weighted assets | 59,078,000 | 61,248,000 | 62,541,000 | 74,619,000 |
Machine access — free, no API key
Every figure shown here about CAPITAL BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.