Call reports 2014
CONCORD BANK — 2014
What CONCORD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,467,000 | 133,253,000 | 123,369,000 | 120,088,000 |
| Total loans | 105,242,000 | 99,679,000 | 98,471,000 | 97,754,000 |
| Allowance for loan losses | 2,309,000 | 2,027,000 | 2,079,000 | 2,209,000 |
| Securities available for sale | 3,152,000 | 3,017,000 | 5,003,000 | 5,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,169,000 | 119,897,000 | 110,947,000 | 107,489,000 |
| Interest-bearing deposits | 110,906,000 | 107,044,000 | 99,204,000 | 95,675,000 |
| Noninterest-bearing deposits | 14,263,000 | 12,853,000 | 11,743,000 | 11,814,000 |
| Equity capital | 12,977,000 | 12,784,000 | 12,141,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,712,000 | 3,974,000 | 5,243,000 |
| Interest expense | 286,000 | 566,000 | 821,000 | 1,055,000 |
| Net interest income | 1,070,000 | 2,146,000 | 3,153,000 | 4,188,000 |
| Noninterest income | 31,000 | 125,000 | 197,000 | 254,000 |
| Noninterest expense | 601,000 | 1,779,000 | 2,621,000 | 3,340,000 |
| Provision for loan losses | 150,000 | 470,000 | 1,679,000 | 1,829,000 |
| Pretax income | 350,000 | 22,000 | -950,000 | -721,000 |
| Income tax | 118,000 | -13,000 | -353,000 | -286,000 |
| Net income | 232,000 | 35,000 | -597,000 | -435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,605,000 | 11,328,000 | 10,364,000 | 10,370,000 |
| Total capital | 12,937,000 | 12,630,000 | 11,635,000 | 11,630,000 |
| Risk-weighted assets | 106,600,000 | 104,172,000 | 101,673,000 | 100,807,000 |
Machine access — free, no API key
Every figure shown here about CONCORD BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.