Call reports 2006
CONCORD BANK — 2006
What CONCORD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 152,294,000 | 154,897,000 | 152,161,000 | 158,688,000 |
| Total loans | 140,929,000 | 142,422,000 | 137,851,000 | 142,415,000 |
| Allowance for loan losses | 1,852,000 | 1,854,000 | 1,833,000 | 1,884,000 |
| Securities available for sale | 4,258,000 | 4,181,000 | 4,170,000 | 4,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,441,000 | 126,093,000 | 123,622,000 | 130,143,000 |
| Interest-bearing deposits | 112,577,000 | 117,433,000 | 115,006,000 | 114,750,000 |
| Noninterest-bearing deposits | 9,864,000 | 8,660,000 | 8,616,000 | 15,393,000 |
| Equity capital | 14,310,000 | 14,439,000 | 14,625,000 | 15,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,635,000 | 8,738,000 | 11,935,000 |
| Interest expense | 1,061,000 | 2,333,000 | 3,687,000 | 5,072,000 |
| Net interest income | 1,642,000 | 3,302,000 | 5,051,000 | 6,863,000 |
| Noninterest income | 69,000 | 163,000 | 252,000 | 285,000 |
| Noninterest expense | 513,000 | 1,046,000 | 1,588,000 | 2,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 82,000 |
| Pretax income | 1,198,000 | 2,419,000 | 3,715,000 | 4,856,000 |
| Income tax | 442,000 | 907,000 | 1,385,000 | 1,767,000 |
| Net income | 756,000 | 1,512,000 | 2,330,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,246,000 | 14,390,000 | 14,566,000 | 15,331,000 |
| Total capital | 16,075,000 | 16,177,000 | 16,322,000 | 17,126,000 |
| Risk-weighted assets | 146,304,000 | 142,926,000 | 140,410,000 | 143,473,000 |
Machine access — free, no API key
Every figure shown here about CONCORD BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.