Call reports 2005
CONCORD BANK — 2005
What CONCORD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,220,000 | 149,648,000 | 149,118,000 | 153,524,000 |
| Total loans | 131,716,000 | 137,430,000 | 137,123,000 | 140,522,000 |
| Allowance for loan losses | 1,846,000 | 1,847,000 | 1,846,000 | 1,851,000 |
| Securities available for sale | 5,133,000 | 5,075,000 | 5,000,000 | 4,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,235,000 | 117,135,000 | 118,581,000 | 122,375,000 |
| Interest-bearing deposits | 102,586,000 | 106,818,000 | 109,357,000 | 110,680,000 |
| Noninterest-bearing deposits | 9,649,000 | 10,317,000 | 9,224,000 | 11,695,000 |
| Equity capital | 13,359,000 | 13,490,000 | 14,144,000 | 14,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,425,000 | 6,887,000 | 9,513,000 |
| Interest expense | 776,000 | 1,686,000 | 2,825,000 | 3,893,000 |
| Net interest income | 1,343,000 | 2,739,000 | 4,062,000 | 5,620,000 |
| Noninterest income | 118,000 | 212,000 | 281,000 | 366,000 |
| Noninterest expense | 526,000 | 1,056,000 | 1,504,000 | 2,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 935,000 | 1,895,000 | 2,839,000 | 3,873,000 |
| Income tax | 325,000 | 681,000 | 976,000 | 1,298,000 |
| Net income | 610,000 | 1,214,000 | 1,863,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,243,000 | 13,370,000 | 14,032,000 | 14,200,000 |
| Total capital | 14,883,000 | 15,134,000 | 15,778,000 | 16,012,000 |
| Risk-weighted assets | 130,965,000 | 141,039,000 | 139,611,000 | 144,953,000 |
Machine access — free, no API key
Every figure shown here about CONCORD BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.