Call reports 2024
YAMPA VALLEY BANK — 2024
What YAMPA VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 611,005,000 | 610,985,000 | 619,043,000 | 631,671,000 |
| Total loans | 440,812,000 | 451,090,000 | 459,701,000 | 470,919,000 |
| Allowance for loan losses | 6,398,000 | 6,527,000 | 6,676,000 | 6,914,000 |
| Securities available for sale | 157,380,000 | 148,072,000 | 145,894,000 | 145,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,067,000 | 552,292,000 | 564,766,000 | 573,447,000 |
| Interest-bearing deposits | 390,114,000 | 386,810,000 | 389,965,000 | 408,079,000 |
| Noninterest-bearing deposits | 173,953,000 | 165,482,000 | 174,801,000 | 165,368,000 |
| Equity capital | 43,182,000 | 45,046,000 | 49,242,000 | 48,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,528,000 | 17,431,000 | 26,878,000 | 36,471,000 |
| Interest expense | 3,390,000 | 6,777,000 | 10,067,000 | 13,174,000 |
| Net interest income | 5,138,000 | 10,654,000 | 16,811,000 | 23,297,000 |
| Noninterest income | 494,000 | 1,069,000 | 1,759,000 | 2,415,000 |
| Noninterest expense | 3,465,000 | 6,925,000 | 10,414,000 | 13,966,000 |
| Provision for loan losses | 109,000 | 260,000 | 446,000 | 705,000 |
| Pretax income | 2,189,000 | 4,728,000 | 7,598,000 | 10,905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,189,000 | 4,728,000 | 7,598,000 | 10,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,042,000 | 54,622,000 | 56,163,000 | 57,822,000 |
| Total capital | 58,869,000 | 60,730,000 | — | — |
| Risk-weighted assets | 464,874,000 | 487,590,000 | — | — |